The Payments Situation:
It is no surprise that each day new players are entering the payment arena. From enabling small merchants to take payments (e.g. Square, GoPayment, PayPal Here) to making payments (e.g. LevelUp, Starbucks, Dunkin Donuts) and mobile wallets (e.g. Paydiant, ERN Global, MC MasterPass, V.me), there is a tremendous amount of activity in and around mobile payments. Particularly interesting at the moment are mobile wallet companies that are muddying the payment waters by offering payment, personal financial management (PFM), customer experience, and commerce functionality.
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